About Us
Capital Bank Group is recognized as a leading financial institution in both the Jordanian and regional markets with total assets of JOD 8.7 billion and a total equity of approximately JOD 989 million.
The Group encompasses Capital Bank of Jordan, which has evolved since its establishment in 1995 into one of Jordan's premier financial institutions. It offers a comprehensive range of commercial and investment banking services, tailored to meet the diverse needs of both retail and corporate clients.
In 2005, Capital Bank of Jordan acquired a majority stake (61.85%) in the National Bank of Iraq (NBI). This strategic acquisition enabled NBI to expand its product and service offerings, strengthen its market position, enhance financial inclusion, support export activities, and provide a broad array of services to businesses operating in Iraq. Continuing its expansion strategy, NBI opened its first branch in the Kingdom of Saudi Arabia in 2023, offering financial and trade services to its corporate clients.
Capital Investments, a wholly owned subsidiary of Capital Bank established in 2006, has emerged as a regional leader in the investment banking sector. It provides comprehensive services including asset management, brokerage, and corporate financial advisory. The company caters to a diverse base of clientele, including major corporations, government entities, and high-net-worth individuals, through its offices in Jordan and the Dubai International Financial Center (DIFC) in the United Arab Emirates.
Pursuing its ambitious growth strategy, Capital Bank Group acquired Bank Audi’s operations in Jordan and Iraq in 2021. This was followed by the acquisition of Société Générale Bank in Jordan in 2022, further solidifying its competitive position in the Jordanian banking sector. In early 2022, Capital Bank launched Blink, a digital banking channel aimed at redefining banking for retail customers.
In 2022, Capital Bank strengthened its capital base by issuing a USD 100 million Tier 1 perpetual bond—the first of its kind for a Jordanian bank in the local market, listed on NASDAQ Dubai. Additionally, Capital Bank raised its capital by issuing new shares to the Public Investment Fund (PIF), one of the largest sovereign funds globally, as a strategic investor. With a 23.97% stake, this capital raise enabled the Group to continue executing its expansion strategy and its commitment to continue introducing innovative products and services that benefit both clients and shareholders.
Capital Bank’s continued focus on innovation, customer experience, and digital excellence has earned it several prestigious recognitions, including being named Best Mobile Banking App in Jordan for the second year in a row and Best Wealth Management Services in Jordan by International Business Magazine, as well as Best Bank in Jordan and Best Banking App in Jordan by Global Financial Market Review.
A leading
banking
institution
Our people
make us a
trusted bank
Vision & Mission
Our Vision
To be one of the leading banks in the region placing our customers and people at the heart of our journey and enabling them to make informed life decisions.
Our Mission
To simplify daily banking and support economic prosperity through digitization, innovation and personalized customer experience.
Bassem Khalil Al-Salem
Chairman
Said Samih Darwazah
Vice Chairman
Mohamed Ali’ Khaldoun Al-Husry
Board Member
Saleh Hamdallah Ayesh AlShbikat
Board Member
Khalil Hatem Al-Salem
Board Member
Sultan Bin Mohammed Al-Seif
Board Member
Khalid Walid Nabilsi
Board Member
Yousef A.Y. Ensour
Board Member
Muteb Bin Mohammad Al Shathri
Board Member
Samir Zaid Samir Al-Rifai
Board Member
Hashemite Kingdom of Jordan
Dalia Abdelazim Mohamed Wahba
Board Member
Fadi AlSaid
Board Member
Lamya AlFozan
Board Member
Tamer Ghazaleh
Chief Executive Officer, Capital Bank
Throughout his career which spanned over 26 years, Ghazaleh has held key positions at leading financial institutions in the banking sector. Prior to his current role, he served as Deputy CEO of Bank Audi Group from 2020 to 2024, where he played a pivotal role in financial strategy development and participated in crucial decision-making as a member of key committees, including the Group Investments Committee and IT Strategic Committee. Before that, he was the Group CFO from 2015 to 2020 and previously served as Deputy CFO of the group. Throughout his career, he has focused on enhancing financial oversight, managing risks, and ensuring policy compliance.
Ghazaleh holds a Bachelor’s degree in Accounting from the University of Jordan and has completed the Advanced Management Program at Harvard Business School.
Labib Musallam
Chief Treasury and Investments Officer
Ma’moun Al-Said
Chief Institutional Banking Officer
Nadeem Alkhitan
Chief Consumer Banking Officer
Manar Aabidi
Group Chief Credit Officer
Manar Al Nsour
Group Chief Financial Officer
Mohammed Muaz
Group Chief Legal Counsel
Munis Haddadin
Group Chief Risk Officer
Rami Stephan
Group Chief Internal Audit Officer
Shereen Nasr
Group Chief Compliance Officer
Adel Awad
Chief Information Technology and Transformation Officer
Fraje Nersesian
Chief Strategy and Organizational Support Officer
Haya Abu-Ata
Chief Human Resources Officer
Touleen Barto
Chief Marketing and Corporate Communications Officer
Tamara Batal
Director of the Office of the CEO
Our Values
Ready to Serve You First
Customer Experience
Our clients are at the heart of all we do. We make every decision and measure every outcome based on how well it serves our customers. We Listen to our customers and strive to create an experience catered to their individual and unique needs through offering dynamic and personalized treatment
Ready to Do the Right Thing
Integrity
We are honest, transparent and committed to do what is best for our partners. We openly collaborate in pursuit of the truth. When choosing between what is right and what is easy, we always choose what is right. Our ethical accountability is our corporate identity.
Ready to Invest in Our People, Our Greatest Capital
People
Our people are the cornerstone of everything we do. The strength of Capital Group lies in the strength of our people. We invest in our people to maximize their potential and excel as leaders. We care for each other; and we create a work environment that enables employees to have both pride & enthusiasm towards the impact they are creating.
Ready to Embrace the Journey
Innovation
At Capital, we are resilient, and our strong foundation empowers us to approach everyday with curiosity, to seek out challenges by turning them into innovative opportunities that paves the way for constant growth. We adopt, adapt and act quickly.
Ready to Dream Big
Ambition
We acknowledge that the path to success is a continuous learning journey. Our shared and common drive towards growth and achievement makes us vibrate at a higher frequency with contagious enthusiasm towards accomplishment. we focus on solutions, and we arrive everyday inspired to make the impact through our talent, passion and hard work.
Ready to Own IT
Accountability
We take the responsibility for outcomes and are empowered to make the decisions that will lead to those outcomes. We use our critical thinking capabilities and learnings from the past to take initiatives that allow us to collaboratively reach excellence.