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Capital Bank Launches Personal Loan Campaign with Competitive Benefits and Up to Two-Month Grace Period

Capital Bank has announced the launch of its new and expanded personal loan campaign, designed to provide customers with greater financial flexibility and help them manage their obligations with ease.

The campaign is comprehensive, covering all personal loan programs, including new loans, debt buyout loans from other banks, and top-up loans. A key feature for the campaign is the provision of a grace period of up to two months, giving customers ample financial space to manage their expenses during this time without immediate repayment pressure.

Commenting on the campaign, Nadeem Alkhitan, Chief Consumer Banking Officer at Capital Bank, emphasized that the launch of the personal loan campaign comes at a time that took into account customers' needs during a period of increasing financial obligations. Alkhitan explains that the bank is committed to providing flexible and practical financial solutions that empower individuals and families to plan their expenses with greater ease and peace of mind, without loans becoming an additional burden on their budgets.

Alkhitan added that Capital Bank views personal loans as a tool for support and empowerment, not merely a financing product, noting that the grace period offered by the campaign allows customers to prioritize their spending. The bank emphasized its commitment to providing financial services and access to liquidity when needed, along with competitive interest rates and expedited loan approval procedures that ensure a seamless banking experience. This campaign reflects the bank's ongoing dedication to understanding its customers' diverse circumstances and offering financial solutions that cater to their life stages and support their aspirations with confidence and sustainability.

The campaign will run until May 1, 2026, and offers a range of competitive benefits, including financing of up to JOD 100,000, with convenient repayment periods of up to 8 years for employees of approved companies and 7 years for public sector employees and non-approved companies.

The campaign also includes competitive interest rates and quick, easy loan approval procedures, along with a full waiver of loan approval fees for debt consolidation loans. It targets a wide range of customers who transfer their salaries to the bank, with a minimum net salary starting from JOD 700 for employees of approved companies and JOD 1,000 for employees of non-approved companies.

Capital Bank invites its customers and those interested in benefiting from this campaign to visit the bank's website to view all the details and terms and submit applications.

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