Banking on Trust

Muhannad Mukahall serves as Deputy Chief Executive Officer – Business at Capital Bank. He brings 30 years of experience in the banking and financial sectors, having held a variety of senior executive and leadership positions at regional and international banking institutions. Throughout his career, he has developed extensive expertise in executive management, corporate and institutional banking, corporate strategy, risk management, business development, and organizational transformation.

Before joining Capital Bank, Mukahall served as Chief Executive Officer of Standard Chartered Bank in Qatar and Jordan, where he led the bank’s corporate strategy and oversaw its financial and operational performance, risk management, governance, and regulatory relations. He also led the bank’s Corporate and Institutional Banking business in both markets.

Throughout his career, Mukahall has held several leadership positions at prominent banking institutions, including Standard Chartered Bank, Abu Dhabi Commercial Bank (ADCB), HSBC, Arab Bank, Commercial International Bank, and Jordan Kuwait Bank. These roles provided him with comprehensive experience in corporate and institutional banking, credit, key client relationship management, business development, and leading banking teams across several regional markets.

Mukahall holds a bachelor’s degree in Accounting, with a minor in Economics and Management, from the University of Jordan. He also holds a master’s degree in Financial and Banking Management from the Arab Academy for Management, Banking, and Financial Sciences.

Munis Haddadin has served as Deputy CEO – Control at Capital Bank Group since August 2026, working closely with the Board of Directors, executive management, and business leaders to strengthen governance, risk oversight, regulatory effectiveness, and organizational resilience across the Group. In this role, Haddadin leads the integration of risk management, compliance, and control functions with the Group’s strategic priorities, helping ensure robust oversight while supporting responsible growth, innovation, and long-term value creation.

Prior to his appointment as Deputy CEO - control, Haddadin served as Group Chief Risk Officer in 2025, where he led the continued development of the Group’s risk management framework, control environment, and regulatory alignment. With more than 25 years of experience in risk management, compliance, and financial services, he has held senior leadership positions at leading financial institutions, driving improvements in governance, risk culture, organizational resilience, and strategic transformation.

Throughout his career, Haddadin has been recognized as a trusted advisor to boards, regulators, and executive leadership teams, with a strong track record of translating complex risk and regulatory matters into effective business strategies and sound decision-making. He is a strong advocate for resilient, future-ready organizations, high-performing teams, accountability, and the effective use of technology and digital innovation to strengthen risk and control capabilities.

Haddadin holds a Bachelor’s degree in Banking and Finance from the Hashemite University in Jordan and an MBA from Lancaster University in the United Kingdom.

Labib Musallam serves as EVP – Head of Treasury and Investments at Capital Bank Group, a role in which he oversees the bank's liquidity management, investment portfolio, and financial market operations. He is responsible for developing strategies that optimize returns, mitigate financial risks, and support the bank's overall growth objectives.

Throughout his career which spanned over 17 years, Musallam has held key positions at leading financial institutions in treasury and investment management. Before his current role, he held various leadership positions within Capital Bank, he spearheaded the treasury work stream during the acquisitions of Societe Generale Jordan and Bank Audi Jordan, strengthening Capital Bank’s position. He also led key initiatives and facilitated the successful issuance of Capital Bank’s first Tier 1 perpetual bond. Prior to that, he worked at Standard Chartered Bank, where he was instrumental in developing treasury sales desks, enhancing asset and liability management (ALM) and investment strategies, and expanding financial market offerings tailored to client needs.

Musallam holds a Bachelor’s degree in Electronic and Telecommunication Engineering from the University of Warwick, and a Master’s degree in Management Science and Operational Research from Warwick Business School at the University of Warwick.

Mamoun AlSaid serves as the SEVP – Head of Institutional Banking at Capital Bank of Jordan. Prior to that, he was appointed Head of the Large Corporate Banking Department in 2021, where he oversaw a portfolio approaching USD 2 billion and led a team of banking professionals. He continued in this role following the acquisition of Bank Audi by Capital Bank of Jordan.

Throughout his career, spanning over 25 years of experience in the banking sector, AlSaid has held senior positions at several leading financial institutions. He was formerly Head of Corporate and Commercial Banking at Bank Audi, where he led credit assessments, portfolio management, and structured financing transactions. Earlier, he worked in key departments at Arab Bank—including Corporate Banking, Project Finance, and Corporate Finance—serving as Senior Relationship Manager and Corporate Finance Manager and contributing to regional financing and risk management initiatives.

AlSaid holds a BA in Accounting from Yarmouk University and an MA in Finance and Accounting from the Arab Academy for Banking & Financial Studies in Jordan.

Nadeem Khitan serves as SEVP – Head of Consumer Banking at Capital Bank, a role in which he plays a key role in driving the strategic growth and development of the bank's consumer banking division. His expertise spans business planning, market research, and business development across diverse consumer sectors.

Throughout his career spanning over 23 years, Khitan has focused on enhancing customer experience, aligning the division’s strategies with the bank's core values, and fostering innovation and customer-centric solutions. Prior to joining Capital Bank, he held leadership roles at the Bank of Jordan, culminating in his position as Group Executive Manager—Head of Consumer Banking in 2022.

Khitan holds a Bachelor’s degree in Civil Engineering from Jordan University of Science & Technology, and a Master’s Degree in Environmental Science / Engineering, in addition to a Master’s degree in Business Administration and Management from Marshall University in the United States.

Touleen Barto serves as Capital Bank’s EVP – Head of Marketing and Corporate Communications , a role that sees her leading and overseeing the development and implementation of the bank’s marketing and communications strategy.  

Throughout her career spanning over 22 years, Barto has held positions at leading banking institutions and telecommunications companies in Jordan. For eight years, beginning in 2012, she was the brand and communications director for Orange Jordan, where she managed the creative, media, direct marketing, social media, digital, brand and sponsorship divisions and through her work, was able to successfully alter the brand’s perception. Prior to that, between 2010 and 2012, Barto was the head of the marketing, corporate communications and corporate sustainability divisions at HSBC Jordan.

Barto received her Bachelor’s degree in Business Administration from the University of Jordan, and a Master’s in Advertising and Marketing from the University of Leeds Business School in the United Kingdom.

Manar Aabidi serves as SEVP – Group Head of Institutional Credit Review at Capital Bank. In this capacity, she leads the group’s credit risk management function, overseeing credit review, credit control, credit approval processes, portfolio monitoring, and the development of credit policies and products. She also directs the management of delinquent, non-performing, and charged-off loans in Jordan, ensuring robust credit discipline and risk mitigation across the organization.

With more than 27 years of experience in banking and finance, Manar brings deep expertise in credit, risk management, corporate finance, and commercial banking. Prior to her current role, she served as Head of Credit Review for Institutional Banking and SMEs at Capital Bank for Jordan and Iraq. Earlier in her career, she held several senior leadership positions, including Head of Commercial Banking – Vice President at Citibank Jordan, Country Business Sponsoring Officer and Level 2 Credit Officer. She worked as Credit Review Center Manager for Corporate and Investment Banking at Housing Bank. She also led the Corporate Banking Unit at HSBC Bank Middle East in Jordan. Manar began her career at Citibank Jordan, where she advanced through multiple roles in corporate banking, including Senior Relationship Manager, Credit Officer, and Credit Manager.

Manar holds a Bachelor of Science in Accounting with a minor in Economics from the University of Jordan, and a Master of Science in Finance and Investment from the University of Edinburgh, United Kingdom.

Mohammad Al-Zou’bi serves as Acting Group Chief Risk Officer at Capital Bank. Prior to assuming his current role, he served as Head of Corporate Credit Review at the bank, a position he had held since April 2021. In this role, he oversaw the independent assessment of corporate and institutional credit risk, the quality of the credit portfolio, and compliance with relevant regulatory requirements.

Throughout his career, Al-Zou’bi has built extensive experience in credit, market, and liquidity risk management, as well as financial analysis. From 2017 to 2021, he served as Market Risk Manager at Capital Bank, where his responsibilities included managing interest rate, liquidity and market risk, stress testing, and capital adequacy requirements. He previously worked at Capital Investments as a Financial Analyst and Senior Financial Analyst between 2014 and 2017, focusing on financial and economic analysis and investment valuations.

Al-Zou’bi is a Chartered Financial Analyst (CFA) and holds a Bachelor's degree in Finance from the University of Jordan.

Attorney Mohammad Mu’az serves as EVP –Legal Counsel at Capital Bank Group, where he oversees the bank’s legal operations and legislative affairs, including corporate governance, regulatory compliance, litigation, and legal consultation, in addition to that, the Real -Estate Department falls under his supervision.

Throughout his career which spanned over 27 years, Mu’az has held key positions at leading organizations in the legal and financial sectors. He previously worked as a Legal Counsel in the International Division of Arab Bank’s Legal Department, where he provided legal guidance on cross-border transactions and regulatory compliance. Prior to that, he was an associate lawyer for five years at Dajani & Associates Law Firm.

Mu’az holds a Bachelor’s degree in Law from the University of Jordan, a Postgraduate Diploma in International Law, and a Master of Law in Commercial Law from Staffordshire University in the United Kingdom.

Rami Stephan serves as EVP – Group Head of Internal Audit at Capital Bank Group, a role in which he leads the internal audit function across the group and its subsidiaries, ensuring conformance with international audit standards and strengthening risk management frameworks.

Throughout his career spanning over 20 years, Stephan has held key positions at leading banking and financial institutions. Prior to his current role, he served as Group Head of Internal Audit Quality Assurance at Bank ABC, and earlier as Regional Head of Audit for MENA region at First Abu Dhabi Bank. He held senior roles at Citibank, National Bank of Kuwait, and Arab Bank, focusing on strengthening internal controls, audit frameworks, and corporate governance practices.

Stephan is a Certified Internal Auditor (CIA), Certified Fraud Examiner (CFE), and Certified Financial Crime Specialist (CFCS), and holds advanced professional certifications in risk management, governance, audit quality assurance, and compliance. He holds a Bachelor’s degree in Accounting and Finance from Yarmouk University in Jordan.

Shereen Nasr serves as EVP – Group Head of Compliance at Capital Bank Group, a role in which she leads the development and execution of comprehensive compliance frameworks, ensuring alignment with international standards and fostering a culture of transparency and accountability. She also oversees the group’s financial crime prevention initiatives, driving enhancements in compliance policies and investigation processes.

Throughout her career spanning over 20 years, Nasr has held key positions at leading financial institutions in regulatory compliance and financial crime prevention. Prior to her current role, she served as the Acting Group Chief Compliance Office at Capital Bank, in addition to holding senior roles at Etihad Bank and Standard Chartered Bank, where she played a key role in optimizing compliance operations, training teams, and designing risk assessment strategies.

Nasr holds multiple certifications in compliance, including CAMS, ICA Advanced Sanction Risks, and CCP. She also holds a Bachelor’s degree from the Applied Science University in Jordan.

Adel Awad serves as SEVP – Head of IT and Transformation at Capital Bank of Jordan, a role in which he leads the Information Technology and Transformation functions. He is a member of the Executive, Products & Services, IT Governance, Information Security, and Business Continuity Committees.

Awad is leading the bank’s large-scale transformation initiatives, including the Digital Channels, Core Banking System, Enterprise Resource Planning System, and Integrated Financial Resource Management projects.

Throughout his career spanning over 27 years, Awad has held key leadership positions in the banking and technology sectors. He also served as Group Chief Information and Security Officer at Capital Bank of Jordan, where he developed and revamped the IT strategy, enterprise architecture, governance structure, and operating model across multiple geographies. Prior to joining Capital Bank, Awad spent more than two decades at Arab Bank Plc, where he rose through various roles, including Chief Information Security Officer, Head of IT Infrastructure and Cybersecurity Management, and others, driving infrastructure modernization and digitalization, cloud computing, and enhanced cybersecurity and resiliency across the bank’s global operations.

Awad holds a Bachelor of Science degree in Computer Science from Yarmouk University in Jordan.

Fraij Nersesian serves as SEVP – Head of Strategy and Organizational Support at Capital Bank, where he plays a pivotal role in advancing the bank's positioning. Since joining Capital Bank in 2018, Nersesian has been instrumental in executing the bank’s growth strategy, leading initiatives that have propelled the bank to become one of the leading banks in Jordan.

Throughout his career, Nersesian has held key positions at leading financial institutions in strategic planning, financial analysis, and operational transformation. Prior to his current position, he was the Chief of Staff at Capital Bank. He held leadership positions at TD Bank and CIBC Mellon in Canada, as well as Arab Bank Group and Maersk Shipping Line in Jordan, where he fostered innovation and delivered sustainable growth.

Nersesian is a U.S. Certified Public Accountant (CPA) and holds a Bachelor's degree in Accounting from Yarmouk University, and he also holds an MBA with distinction from Lancaster University Management School in the United Kingdom.

Haya Abu Ata serves as EVP – Head of Human Resources at Capital Bank, leading the design and execution of strategic talent management initiatives that drive business growth and organizational transformation. She plays a pivotal role in aligning human capital strategies with the bank’s long-term objectives, addressing evolving market dynamics, and fostering a high-performance culture.

With over 14 years of progressive HR leadership, Abu Ata is committed to establishing mature HR practices at Capital Bank by implementing comprehensive policies and frameworks that drive strategic HR initiatives and reinforce the organization’s culture.

She holds dual bachelor’s degrees in human resources management & industrial Relations and Communication, Culture, and Information Technology from the University of Toronto, along with global HR certifications including SPHRi and HRBP.

Khader AlNoubani is EVP – Head of Data & AI Capital Bank of Jordan. a role in which he leads the Bank’s data governance, artificial intelligence, and advanced analytics strategies, ensuring that its data infrastructure is aligned with the bank’s strategic and operational priorities. His work supports more effective decision-making, innovation, digital transformation, and compliance with banking regulations.

Throughout his career, spanning over 22 years, AlNoubani has held senior leadership and advisory roles across the banking, fintech, and insurance sectors in Jordan and the Gulf Cooperation Council (GCC) region. His experience includes retail and corporate banking, as well as Islamic and digital banking.

AlNoubani holds a Bachelor’s degree in Computer Science and Information Systems from Jordan University of Science and Technology, an MBA from Guglielmo Marconi University in Italy, and a Postgraduate Diploma in International Management from Geneva Business School in Switzerland. He also holds an Executive Professional Master’s degree in Islamic Finance from the General Council for Islamic Banks and Financial Institutions (CIBAFI) in Bahrain.

Manar Al Nsour serves as Group Chief Financial Officer at Capital Bank since 2016, leading the Group’s strategic financial operations across financial reporting, planning, analysis, control, and performance management. She plays a pivotal role in shaping the Group’s financial strategy, strengthening governance, driving sustainable growth, and supporting the achievement of its strategic objectives.

With more than 24 years of experience in banking and financial services, Al Nsour has held several senior leadership positions in finance. Prior to her current role, she served as Head of the Financial Control Department at Capital Bank, where she played a key role in enhancing financial governance and ensuring regulatory compliance.

Al Nsour holds a Bachelor’s degree in Accounting from the University of Jordan and completed the General Management Program (GMP) at Harvard Business School. She is a Harvard Business School alumna.

Since 2024, Tamara Batal has served as Director of the Office of the CEO at Capital Bank of Jordan, a role in which she acts as a strategic partner to the CEO, ensuring alignment between executive priorities and organizational execution, leading cross-functional initiatives, and driving operational efficiency and governance across the bank.

Throughout her career spanning over 20 years, Batal has held key positions in banking and telecommunications across Jordan and the region. She previously served as Director of Business Growth at Capital Bank of Jordan, leading product development through the introduction of key retail products and features and spearheaded several digital transformation initiatives that expanded digitization efforts that secured a leading position for Capital Bank within the retail banking scene.

Before joining Capital Bank, Batal held senior roles at Bank al Etihad, including Digital Tribe Lead and Senior Director of Strategic Planning, where she oversaw enterprise strategy execution. Earlier in her career, she held several managerial positions at Zain Jordan, driving commercial, marketing, and strategic planning initiatives.

Batal holds a Bachelor’s degree in Management Information Systems from The Hashemite University in Jordan. She has also completed multiple professional development programs in governance, leadership, innovation, and strategic management.