Personal loan against cash benefits
Key benefits
Tenure up to 10 years
Features
- One of the lowest margins in the market (Private banking customers margin: 1%, Select customers margin: 1.25%, and capital advance customers: 1.5%)
- Enhanced process: Process to obtain a PL against cash margin is now fast-tracked, with same day loan disbursal (would be disbursed on the next day if the application is made post 3 pm)
- Increased volume:
- 100% of loan volume in the case of monthly installments and deposits in local currency
- 105% of loan volume in the case of annual installments and deposits in local currency
- 120% of loan volume in the case of deposit in foreign currency for both monthly and annual payments
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