Private Banking

1. Investments Solutions:

• Asset management
• Brokerage
• Access to Swiss and European banks
  
  
• Asset management: Provides different investment solutions based on detailed research and opportunities to meet the requirements of customers of all segments according to their risk profiles.
  
  
  • Discretionary portfolio mandate: portfolio management according to customer investments and risk appetite where strategies can range across different asset classes (Equity, Fixed income, Mutual fund ad ETFs)
  • Non-Discretionary portfolio mandate / advisory: services through our certified and experienced private bankers who advise you to high quality investment solutions and products (Fixed income, Mutual funds, and ETFs)
  • Sharia compliant products: Managing assets through Sharia-compliant products and solutions such as Sukuk and real estate through an exceptional knowledge of Islamic finance.
  • Mutual funds and ETF solutions: Investment with a multi-asset class exposure offered either through our in-house portfolio mandates or through the network of our partners.
  • Third party alternative investment advisory services: well established relationship with product providers advising on all sorts of investment-related issues, from formulating investment policy statements to developing asset allocation strategies.


• Brokerage: local, regional, and international markets with an online trading application on regional and international markets.
  
  
  • Local brokerage: a licensed broker on the Amman Stock Exchange (ASE), with an experienced team of world-class brokers and extensive institutional knowledge.
  • Regional brokerage: operations and connections across the Middle East and North Africa provide us with extensive access to many regional exchange markets, including those in Egypt, Palestine, Iraq, Lebanon, and all GCC countries.
  • International Brokerage Department: trade in over 100 markets spanning 24 countries offering n exceptional trading services in equities, ETFs, mutual funds, options, futures, CFDs, and more – across all major international exchanges.


• Access to Swiss and European banks: account onboarding in Swiss and European banks and acting as external asset managers through our DIFC office, allowing us to manage client assets held in global custodian banks.
  
  

2. Banking Solutions: 

• Services
• Accounts & deposits
• Cards
• Loans
• Bancassurance

• Services
  
  
  • Waived banking fees.
  • Preferential pricing on deposits with different tenors based on your needs.
  • Preferential pricing on loan products.
  • Preferential FX spread on currencies.
  • Preapproved infinite credit card up to 10% of deposit balance or 3X salary.
  • Free Cobranded Signature Debit Card with Royal Jordanian
  • Free primary and supplementary infinite visa credit cards for life.
  • Free of charge cheque books 3 times a year.
  • 8 free external transfers per year.
  • 5 free cash withdrawals on non - capital bank ATM per year 
  • 24/7 automated safe boxes with 25% discount on annual fees.
    
    
• Accounts & Deposits:
  
  
• Saving accounts: Premium saving account: Save with one of the highest returns on saving accounts in the Jordan with an exceptional annual interest rate reaching up to 1.5% and 2%on USD.
  
  
• Deposits:
  
  
  • Capital return: take the advantage of any interest accrued on your deposits either weekly monthly or quarterly based on the locked amount and period.
  • Fixed deposit: take advantage of the interest accrued on the deposited amount.
  • Certificate of deposit: Invest your savings at a premium and guaranteed interest rate.
    
    
• Cards:
  
  
  • Credit card: Infinite credit card: A unique card with all the premium benefits of Visa to live intensely new experiences.
  • Debit cards: Platinum debit card: fast, easy, and secure payments for your daily banking transactions.
    
    
• Loans:
  
  
  • Personal loan against cash collateral: Financing up to 100% of the cash collateral value with a low profit margin of 1%.
  • Housing loan: Enjoy full financing up to 100% with the most competitive rates .
  • Land loan: Flexible financing of up to 70% of the property value.
    
    
• Bancassurance:
  
  
  • A bundle of bancassurance services for saving and retirement that revolves around you and your lifestyle for utmost peace

3. Non – Banking Solutions:

• Benefits
• Capital rewards
• Discounts/Partnerships

• Benefits:
  

  • Capital Rewards welcoming points upon joining private banking program.

  • Dedicated relationship managers for financial advisory.
  • Dedicated 24/7 call center (06-5100222).
  • Designated centers at Abdoun and Dabouq.
  • Free access to meeting rooms at Abdoun and Dabouq centers.
  • Priority in all services and loan applications.
  • 2% cashback up to 100 JOD monthly when using your infinite credit card on international purchases.
  • Preferential loyalty points on Capital rewards program with a cashback percentage of 4.25%
    
    
• Capital rewards: A loyalty program that grants you points based on your everyday interaction with Capital bank. You can cashback your points instantly and at any time through our mobile application Capital mobile.
  
  
• Discounts : Enjoy your discount up to 50% when using you’re Capital Bank cards from a list of different merchant categories.