Personal Loan Campaign Terms and Conditions:
- The draw will be held on December 29th, 2022, and the winners’ loans will be paid off by the end of January 2023.
- This campaign is applicable for clients who have their salaries transferred to Capital bank, have a loan bought out, and have raised the amount of their loans (top up).
- The loan amount should be a minimum of JD 20,000 - To be eligible for the raffle draw.
- The minimum amount for loan raise (top up) is JD 20,000.
- The minimum net salary amount is JD 700.
- The minimum payment period for a loan is 5 years.
- If a 7-month grace period is granted, the loan period must be 113 months, counting out the grace period, of which interest will be capitalized on a monthly basis.
- The maximum loan repayment limit is JD 50,000, and the current loan balance will be accredited on the maturity date
- If the balance of the personal loan exceeds JD 50,000, the JD 50,000 sum will be paid off from the loan balance itself. Whereby the client will pay the remaining sum of the loan.
- The client will incur all taxes imposed on the prize.
- The Client will get an extra JD 10,000 for loans exceeding JD 20,000.
- The client gets an additional opportunity to win if they have a savings account of at least JD 500, an active credit card or when using our bank app to pay two invoices per month.
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