What is the Capital Bank Salary Transfer offer?

Transfer your salary to Capital Bank and receive a cash reward based on your salary tier, plus a credit card with a limit matching your salary.

• Net salary of JOD 1,000–2,999: cash reward of JOD 250 (doubles to JOD 500 if you also take a loan from the bank).
• Net salary of JOD 3,000–11,999: cash reward of JOD 750 (doubles to JOD 1,500 if you also take a loan from the bank).
• Net salary of JOD 12,000 or more: cash reward of JOD 2,000.
• A credit card with a limit equivalent to your salary, up to a maximum of JOD 5,000.

Who is the Capital Bank Salary Transfer offer best for?

Public and private sector employees and retirees who transfer their salary to Capital Bank  with a net salary of at least JOD 1,000, aged between 25 and 50.

Terms & Conditions:

• Targeted Sectors: Public and private sector employees and retirees with a net salary of at least JOD 1,000.
• Age Requirement: Applicants must be between 25 and 50 years old.
• Minimum Employment Duration: 6 months for public and approved private sector company employees, and 24 months for non-approved private sector companies.
• Cash Rewards for Salary Transfers:
  • Clients with a net salary between JOD 1,000 and 2,999 will receive a JOD 250 cash reward (doubles if the client also takes a loan from the bank).
  • Clients with a net salary between JOD 3,000 and 11,999 will receive a JOD 750 cash reward (doubles if the client also takes a loan from the bank).
  • Clients with a net salary of JOD 12,000 or more will receive a JOD 2,000 cash reward.
  • The reward will be credited after the salary is transferred and the credit card and loan are granted.
• Reward Payment: The reward will be credited to the client's credit card account after meeting the required conditions, as they will receive a credit card with a limit equivalent to their salary, up to a maximum of JOD 5,000, subject to the bank's credit card program terms and conditions.
• Eligibility for the Reward:
  • The salary must be transferred to the bank per a formal salary transfer commitment and a net salary of at least JOD 1,000.
  • The salary transfer commitment must be maintained for a minimum of 3 years.
  • The reward will only be granted after the salary is credited to the account, with an amount matching or exceeding the agreed-upon salary transfer commitment.
  • Existing clients who have previously transferred their salaries are not eligible. The program is for new salary-transfer clients, including both new clients and existing clients transferring their salaries under this program's terms.
  • Clients with existing loans from other parties may qualify if they refinance through the bank, provided they meet the above conditions. Clients with outstanding loans elsewhere are not eligible.
  • Loans secured against cash collateral are excluded from the program.
  • The cash reward will not be doubled if the loan amount is less than 10 times the transferred salary.
  • The bank reserves the right to reclaim the reward if:
    • salary transfers aren't maintained for at least 3 years
    • salary isn't transferred for two or more consecutive months
    • there's any outstanding amount on the account during the commitment period
    • salary transfers fall below the agreed-upon transfer amount