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Capital Bank OF Jordan

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Capital Bank Group reports 29.5% growth in net profits, reaching JOD 142 million at end of Q3 2025

Al-Salem: The Group’s solid strategy and adaptability strengthen our role in supporting Jordan’s economic modernization path

Capital Bank Group announced its financial results for the third quarter of 2025, continuing the growth recorded in the first half of the year. The Group achieved notable increases across its key financial indicators, while making significant progress in executing its ambitious 2025–2027 strategic initiatives.


Key Financial Results – Q3 2025 :

Total Assets

JOD 8.64 billion (+4.9%)

Net Credit Facilities

JOD 3.8 billion (+11%)

Customer Deposits

JOD 6.2 billion (+5%)

Shareholders’ Equity

JOD 916.4 million

Total Income

JOD 334million (+10.6%)

Net Interest Income

JOD 186.4 million (+17%)

Return on Assets

2.25%

Commenting on the results, Mr. Bassem Khalil Al-Salem, Chairman of Capital Bank Group, stated that the Group’s strong performance during Q3 2025 reflects the robustness of its strategy and its ability to adapt to regional and global developments. He emphasized that Capital Bank continues to steadily strengthen its position as a leading regional financial group, built on sound governance, innovation, and effective risk management.

Al-Salem added that the financial results stem from a comprehensive vision focused on generating sustainable economic value for shareholders and the national economy alike. This is achieved by supporting local economic growth and financing vital productive sectors, in full alignment with Jordan’s economic modernization trajectory, reaffirming the Group’s commitment to its role as an active partner in advancing financial and economic development.

Tamer Ghazaleh, CEO of Capital Bank, noted that the Group’s positive performance is the result of prudent risk management policies and a focus on diversifying income sources. He explained that the next three years will witness further investments in technology, artificial intelligence, and operational infrastructure, with the aim of enhancing customer experience and improving overall efficiency across the Group. He added that the bank continues to implement its strategic initiatives in line with its ambitions for regional growth and expanding its client base.

Meanwhile, Ayman Abu Dhaim, CEO of the National Bank of Iraq, a subsidiary of Capital Bank Group and one of the largest private banks in Iraq, confirmed that the bank achieved strong performance in Q3 2025. This was reflected in a higher contribution of core operational activities, exceeding 62.5% of total income, demonstrating the tangible success of the bank’s strategy to transition toward a comprehensive banking model and establish sustainable profitability foundations.

Abu Dhaim added that the bank maintained its growth trajectory, with net direct credit facilities increasing by 40%, alongside a 18% rise in total assets by the end of Q3 2025. The bank also succeeded in expanding its customer base and strengthening its geographic presence across Iraq.

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