Loans

Auto Loans

Is it time to buy a new car?

Fund and protect your car with Capital Auto Loans financing.

Features of auto loans:

Financing up to 75% of car value
Competitive interest rate
Repayment period up to 72 months
Credit card with competitive interest rates and premium features
Free life insurance
One-time Loan Commission fee of 1%
Financing for car registration, licensing and comprehensive insurance
You can apply with minimum documentation by using your national ID without the need for a salary slip or letter of employment

* Terms and conditions apply

Auto Loans Effective Interest Rates

Loans

Housing Loans for Jordanian Expatriates

HL LTV 80% - 100% for (married couples and Expats)

Home is a once-in-a-lifetime investment for many of us. Our housing loan for married couples and Jordanian expats comes with easy eligibility criteria, a high loan amount, and a competitive interest rate.

- Tenure up to 300 months.

- Flexible financing up to LTV 100%.

- Maximum amount of JOD 500,000.

- Free life and property insurance.

- One-time loan commission fee of 1%.

- Possibility of housing loan buyout with no commission fees.

- Possibility to pay 1% mortgage fee for LTV 80% and less.

- Grace period up to 3 months.

- Terms and conditions of the bank and the program apply.

Competitive interest rates as below:

Married Couples

LTV	Interest Rate
Less than 80% - 89%	5.75%
90% - 99%	6%
100%	6.25%

Jordanian Expats

LTV	Interest Rate
Less than 80% - 84%	5.75%%
85% maximum LTV for expats	6%

Loans

Personal Loans

Capital Bank offers a flexible package of personal loans at competitive interest rates that cover the many unique needs of our clients, and each personal loan is eligible for an incentive that varies depending on the amount borrowed.

Personal Loan Features

Competitive interest rates
A incentive that varies depending on the amount of the loan

Incentive	Amount of loan granted
650 JOD	10,000 - 19,999 JOD loan
1,250 JOD	20,000 - 29,000 JOD loan
1,500 JOD	30,000 - 50,000 JOD +
2,000 JOD	50,000 and more

Loans of up to JD110,000
A flexible repayment period of up to 120 months
Free life insurance
One-time commission fee of 1%
The opportunity for a loan buyout with no commission fees
Flexible loan top-up
Eligibility to receive a Capital Bank Visa credit card
Clients can have multiple loans simultaneously
A dedicated sales team at your disposal

Personal Loans Effective Interest Rates

Loans

Housing Loan

It’s time to live in your dream home, buy it through Capital Bank:

Housing loans product financing up to 80%:

a. Financing up to 80% with a maximum of JOD 500,000.

b. Loan tenure up to 300 months.

c. A competitive interest rate of 6.25%.

d. Free home and life insurance.

e. One-time loan commission of 1%.

f. Possibility of a buy-out with no commission.

g. Possibility of granting Visa Capital credit card.

h. Subject to the terms and conditions of the program and bank.

Housing loans 60/40 product with minimum requirements:

a. Financing up to 60% with a maximum of JOD 500,000.

b. Loan tenure up to 300 months.

c. A competitive interest rate of 7.25%.

d. Free home and life insurance.

e. One-time loan commission of 1%.

f. Possibility of a buy-out with no commission.

g. Possibility of granting Visa Capital credit card.

h. Subject to the terms and conditions of the program and bank.

Vacation home loan:

Get your family a vacation home in Abdali or Aqaba.

a. Financing up to 80%.

b. Loan tenure up to 300 months.

A competitive interest rate of 6.99%.

Loans

Land Loan

Flexible tenure up to 180 months
Competitive interest rates
Flexible financing of up to 70% of the property value.
Free life and property insurance.
One-time loan commission fee of 1%

*Terms and conditions of the bank and the program apply.