عربي

Loans

 
 
Loans

Auto Loans

Is it time to buy a new car?

Fund and protect your car with Capital Auto Loans financing.

Features of auto loans:

  • Financing up to 75% of car value
  • Competitive interest rates starting from 3.5% fixed
  • Repayment period up to 72 months
  • Credit card with competitive interest rates and premium features
  • Free life insurance
  • One-time Loan Commission fee of 1%
  • Financing for car registration, licensing and comprehensive insurance
  • You can apply with minimum documentation by using your national ID without the need for a salary slip or letter of employment

* Terms and conditions apply 

Auto Loans Effective Interest Rates

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For Loan Calculator, Click Here.

 
 
Loans

Personal Loans

Capital Bank offers a flexible package of personal loans at competitive interest rates that cover the many unique needs of our clients, and each personal loan is eligible for an incentive that varies depending on the amount borrowed.

Personal Loan Features

  • Competitive interest rates starting from 6.5%

  • A incentive that varies depending on the amount of the loan
Incentive Amount of loan granted
500 JOD 15,000 – 19,999 JOD loan
1,100 JOD 20,000 - 29,999 JOD loan
1,250 JOD 30,000 - 50,000 JOD +
1,500 JOD  more than 50,000 
  • Loans of up to JD250,000
  • A flexible repayment period of up to 120 months
  • Free life insurance
  • One-time commission fee of 1%
  • The opportunity for a loan buyout with no commission fees
  • Flexible loan top-up
  • Eligibility to receive a Capital Bank Visa credit card
  • Clients can have multiple loans simultaneously
  • A dedicated sales team at your disposal

 

Personal Loans Effective Interest Rates

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Personal loans against mortgage:

You can easily get your personal loan by mortgaging a property you own.

  • With bonus (OR Incentive) , 7.5% interest rate.
  • Without bonus (OR Incentive) the interest rate starts from 6.5%.
  • LTV up to 70%.
  • Maximum loan amount JOD 150,000.
  • Maximum loan tenor 120 months.

 

Personal loans against collateral:

You have the cash but you don't want to spend it? You can keep your cash and get a cash-to-cash personal loan with a preferential interest rate.

  • The credit interest according to the cash margin bulletin + the margin (0.5%).
  • Maximum loan amount JOD 1 million.
  • Maximum loan tenor 120 months.

For Loan Calculator, Click Here.

 

 
 
Loans

Housing Loan

It’s time to live in your dream home, buy it through Capital Bank:

  1. Housing loans product financing up to 80%:

a. Financing up to 80% with a maximum of JOD 500,000.

b. Loan tenure up to 84 months.

c. Competitive interest rates starting from 5.75%

 

d. Free home and life insurance.

e. One-time loan commission of 1%.

f. Possibility of a buy-out with no commission.

g. Possibility of granting Visa Capital credit card.

h. Subject to the terms and conditions of the program and bank.

 

  1. Housing loans 60/40 product with minimum requirements:

a. Financing up to 60% with a maximum of JOD 500,000.

b. Loan tenure up to 300 months.

c. A competitive interest rate of 7.25%.

d. Free home and life insurance.

e. One-time loan commission of 1%.

f. Possibility of a buy-out with no commission.

g. Possibility of granting Visa Capital credit card.

h. Subject to the terms and conditions of the program and bank.

  1. Vacation home loan:

Get your family a vacation home in Abdali or Aqaba.

a. Financing up to 80%.

b. Loan tenure up to 300 months.

A competitive interest rate of 6.99%.

 

HL – Construction:

  • Flexible tenure up to 240 months
  • Competitive interest rates starting from 7.25%
  • Flexible financing of up to 75% of the property value.

 

*Terms and conditions of the bank and the program apply.

 

 
 
Loans

Land Loan

 

  • Flexible tenure up to 180 months
  • Competitive interest rates starting from 7.75%
  • Flexible financing of up to 70% of the property value.
  • Free life and property insurance.
  • One-time loan commission fee of 1%

*Terms and conditions of the bank and the program apply.

For Loan Calculator, Click Here.

 

 

 
 
Loans

Educational Loan

 

Achieve your goals and get the education that suits you with the educational loan from Capital Bank without worrying about the needed money. Study and acquire the knowledge you want; the educational loan is easy and reliable.

  • Flexible tenure up to 60 months.
  • Grace period up to 27 months for the bachelor’s degree and 3 months for the master's and Ph.D.
  • 0% interest rate.
  • 0% loan commotion fees.
  • 0% early settlement fees.
  • Flexible financing up with a maximum amount of JOD 34,000.
  • Platinum Visa credit card up to JOD 500.
  • The approved university: Middle East University.

 

Terms and conditions of the bank and the program apply.

For Loan Calculator, Click Here 

 
 
Loans

Required Documents

For Required Documents please click Here.