Accounts

Premium Savings Accounts

Premium Savings Account

Features:

• One of the highest annual interest rates in Jordan: Preferential interest rates on the lowest monthly balance (paid on monthly basis)
• Freedom to conduct withdrawals and deposits at all Capital Bank branches
• Minimum account balance for interest calculation is JOD 1,000
• Complimentary life insurance and permanent total disability coverage of up to 400% of your average balance for the last 3 months, with a maximum of JOD 200,000
• Possibility to withdraw from the account at any time
• Complimentary VISA Electron card with no operating fees
• No account management fees
• Access to free online banking (Capital Online) and mobile banking (Capital Mobile)

Required Documents

For Jordanians:

• Valid national identification card or military ID card for military personnel
• Proof of address (water or electricity or landline utility bill dated within 3 months or copy of lease)

For Non-Jordanians:

•  Valid passport

For Minors:

• Birth certificate
• Parent's/legal guardian's national identification card
• Family book

* Capital Bank reserves the right to request additional documents

* Terms and conditions apply.

Accounts

Fixed Deposits Account

The fixed deposit enables you to take advantage of the interest accrued on the deposited amount. The customer gets the interest according to the specified time period and may choose to have the interest paid directly into the bank account or to reinvest it with the original deposit capital.

Features of the fixed deposit account:

• Higher yields and a locked interest rate that does not change over the chosen period
• Flexibility in choosing several term options up to 1 year
• Possibility of increasing the amount of the deposit at any time
• Linked to current account for overdraft protection
• No account management fees

Required Documents

For Jordanians:

• Valid national identification card or military ID card for military personnel
• Proof of address (water or electricity or landline utility bill dated within 3 months or copy of lease)

For Non-Jordanians:

• Valid passport

For Minors:

• Birth certificate
• Parent's/legal guardian's national identification card
• Family book

*Capital Bank reserves the right to request additional documents

* Terms and conditions apply.

Accounts

Certificates of Deposit

Invest your savings at a premium and guaranteed interest rate.

Features of CDs:

• Flexible and varying term options
• Flexibility in auto renewing the CD
• Available in JOD and USD
• Account withdrawal before maturity not permitted
• Possibility of getting a credit card once a CD is held
• High yields as per the table below:

Required Documents

For Jordanians:

• Valid national identification card or military ID card for military personnel
• Proof of address (water or electricity or landline utility bill dated within 3 months or copy of lease)

For Non-Jordanians:

• Valid passport

For Minors:

• Birth certificate
• Parent's/legal guardian's national identification card
• Family book

*Capital Bank reserves the right to request additional documents

• Terms and conditions apply.

Accounts

Basic Bank Account

It is a current account in JOD just for clients residing in Jordan with special conditions and privileges, targeting individuals who do not have bank accounts.

First: Target Segment

Persons who are legally qualified to deal with banks and do not have any type of bank accounts with any of the banks operating in Jordan and wish to deal with banks within limits and costs commensurate with their income and circumstances.

Second: Services Allowed Through the Basic Bank Account

1. Withdrawal and cash deposit
2. Deposit cheques in the account
3. Internal and external bank transfers
4. ATM cards
5. Electronic banking services

Third: Services Not Allowed Through the Basic Bank Account

1. Access to credit facilities
2. Cheque books
3. Credit card
4. Credit benefits or participation in prizes on the account

Fourth: The Most Important General Terms and Conditions Regarding the Basic Bank Account

1. There is no minimum amount for account opening.
2. The maximum balance for the account is JOD 700.
3. The applicant should not have any prior account with the bank and must sign a declaration that he/she has no bank accounts or transactions with other banks in Jordan.
4. In the event that the client does have other bank accounts or transactions, the bank has the right to claim all commissions and fees from which the client was previously exempted.

Fifth: Commissions

* Subject to the terms and conditions of the bank and the product.

Accounts

Precious Metals Saving Accounts

Precious Metals Savings Accounts

For the first time in Jordan, with our precious metals savings accounts, you are now able to save your assets in any of the metals Gold or Silver at the press of a button — without the need to store physical metal. Instead, you can purchase virtual metals at competitive rates, which will encourage you to save even more.

Main features:

• Since all metals are held virtually, you will not be subject to the inherent hassles and risks of storing and moving physical metals.

• A monthly fixed payment for gold starting at JOD 70, or JOD 35 for silver or an equivalent in any foreign currency.

• Gold or silver savings accounts will offer you the right to request to purchase and sell gold or silver at specific times.

*Terms and conditions for Opening Gold Saving Account

*Terms and conditions for Opening Silver Saving Account

Accounts

Golden Road Savings Account

Capital Bank’s Golden Road Savings Account is the first of its kind in the Kingdom, helping promote a culture of saving for its customers, as well as motivate them to continue and increase their savings by offering them a guaranteed return, whether in gold or cash, which will allow them to reach their saving future goals.

Features:

• Savings can be in Jordanian dinars or US dollars
• Competitive interest rate if chosen
• This account functions as a normal savings account until the customer reaches the first milestone, then He/She decides whether they want to continue as normal savings account or golden road savings account
• Access the gold market is simple: if the return is in gold, it will be received through Imseeh Jewelry’s Um Uthaina branch exclusively
• Freedom to conduct withdrawals and deposits at all Capital Bank branches
• No restrictions on transactions
• Complimentary VISA Electron card
• Links to current account for overdraft protection
• Free access to online banking (Capital Online) and mobile banking (Capital Mobile)

Advantages

• Guaranteed return is paid in advance in cash in Jordanian dinars or in gold.
• The higher the savings, the higher the guaranteed return value
• The table below demonstrates the stages of savings for the customer, supporting the customer in reaching the next category (your road to gold with savings)

Required Documents

For Jordanians:

• Valid national identification card or military ID card for military personnel
•  
• Proof of address (water or electricity or landline utility bill dated within 3 months or copy of lease)

For Non-Jordanians:

• Valid passport

For Minors:

• Birth certificate
• Parent's/legal guardian's national identification card
• Family book

* Capital Bank reserves the right to request additional documents.

* Terms and conditions apply.

Accounts

Capital Return Account

The Capital Return account lets you take advantage of any interest accrued on your deposits, in return for locking in a certain amount for no less than one year. Interest may be transferred directly into your bank account or reinvesting into the original amount.

Benefits of the Capital Return Account

• The interest is paid monthly at a rate that remains constant for the entire year
• The amount of the deposit may be increased at any time
• Capital Return is linked to your current account
• There are no account management fees