Accounts

Premium Savings Accounts

Rewarding returns while saving for a better tomorrow

Because your family deserves it, benefit from the advantages of high interest rates and complimentary life insurance to secure your family’s future.

Features: 

• One of the highest annual interest rates in Jordan 1.25%, on the lowest monthly balance (paid on monthly basis).
•  Freedom to conduct withdrawals and deposits to the account.
• Minimum average balance for interest calculation is JOD 1,000.
• Complimentary life insurance and permanent total disability coverage of up to 400% of your average balance for the last 3 months, with a maximum of JOD 200,000.
• Complimentary VISA Platinum with no operating fees.
• No account management fees.
• Access to free online and mobile banking ( Click here to download SwitchOn http://onelink.to/cboj) to manage your accounts anytime and anywhere.

For the Required Documents Click here.

* Capital Bank reserves the right to request additional documents.

* Terms and conditions apply.

Accounts

Fixed Deposits Account

The fixed deposit enables you to take advantage of the interest accrued on the deposited amount. The customer gets the interest according to the specified time period and may choose to have the interest paid directly into the bank account or to reinvest it with the original deposit capital.

Features of the fixed deposit account:

• Higher yields and a fixed interest rate that does not change over the chosen period.

• Flexibility in choosing several term options up to 1 year.
• Ability to increasethe amount of the deposit at any time.
• Linked to current account for overdraft protection.
• No account management fees.

For Required Documents please click here. 

* Terms and conditions apply.

Accounts

Certificates of Deposit

Invest your savings at a premium and guaranteed interest rate.

Features of CDs:

• Flexible and varying term options
• Flexibility in CD auto renewals 
• Available in JOD and USD
• Account withdrawal before maturity not permitted
• Possibility of getting a credit card once a CD is held
• High yields as per the below table:

 For CDs locked for more than 1 year for amounts JOD 10k and More

An increase in interest rate will be given based on the below table:

For CDs locked for more than 1 year for amounts USD 10k and More

An increase in interest rate will be given based on the below table:

For CDs locked for 1 year and less:

For Required Documents Click Here.

*Capital Bank reserves the right to request additional documents

• Terms and conditions apply.

Accounts

Basic Bank Account

It is a current account in JOD with special conditions and features applicable only for Jordanian customers residing in Jordan , targeting individuals who do not have bank accounts.  but who are legally qualified to deal with banks and do not have any type of bank accounts with any of the banks operating in Jordan, and wish to deal with banks within limits and costs commensurate with their income and conditions

Open an account and enjoy daily banking with us https://wa.link/o6wj64

Services allowed through the Basic Bank Account:

•         Cash withdrawal and deposit.
•       Cheques deposit in the account.
•       Internal and external bank transfers.
•       Debit cards.
•       Electronic banking services.

Services Not Allowed Through the Basic Bank Account

• Access to credit facilities.
• Cheque books.
• Credit card.
• Credit benefits or participation in prizes on the account.

Terms and conditions:

• No minimum amount for account opening.
•      The maximum balance for the account is JOD 700.
•      The applicant should not have any other  account with the bank and must sign a declaration that he/she has no bank accounts or transactions with other banks in Jordan.
•      In the event that the client does have other bank accounts or transactions, the bank has the right to claim all commissions and fees from which the client was previously exempted.

Commissions

*Terms and conditions apply

* Subject to the terms and conditions of the bank and the product.

Accounts

Precious Metals Saving Accounts

For the first time in Jordan, with our precious metals savings accounts, you are now able to save your assets in any of these virtual metals, Gold XAU or Silver XAG at the press of a button - without the need to store physical metal. Instead, you can purchase virtual metals at competitive rates, which will encourage you to save even more.

Main features:

• Since all metals are held virtually, you will not be subject to the inherent hassles and risks of storing and moving physical metals.
• A monthly fixed payment for gold starting at JOD 70, or JOD 35 for silver or an equivalent in any foreign currency.
• Gold or silver savings accounts will offer you the right to request to purchase and sell gold or silver at specific times.

*Terms and conditions Apply 

*Terms and conditions for Opening Gold Saving Account

*Terms and conditions for Opening Silver Saving Account

Accounts

Golden Road Savings Account

Capital Bank’s Golden Road Savings Account is the first of its kind in the Kingdom, helping promote a culture of saving for its customers, as well as motivate them to continue and increase their savings by offering them a guaranteed return, whether in gold or cash, which will allow them to reach their saving future goals.

For more details on Gold Road Saving Raffle to win valuable prizes Click here.

Features:

• Savings can be in Jordanian dinars or US dollars.
• This account functions as a regular raffle savings account until you reach the first milestone, then you decide on whether you want to continue as either a gold road savings account (by locking the amount in return for gold or cash) or remain as is
• Access to the gold market is simple if you choose to lock the amount instead of entering the raffle: If the return is in gold, it will be received through Imseeh Jewelry’s Um Uthaina branch exclusively.
• Links to current account for overdraft protection incase the locked Gold road saving is chosen.
• Free access to online and mobile banking (SwitchOn).

Advantages

• The guaranteed return is paid in advance in cash in Jordanian dinars or in gold.
• The higher the savings, the higher the guaranteed return value.
• The table below demonstrates the stages of savings, supporting you in reaching the next category. Your road to gold while saving your money is easy with us.

Required Documents

For Jordanians:

• A valid national identification card or military ID card for military personnel
• Proof of address (water or electricity or landline utility bill dated within 3 months or copy of lease)

For Non-Jordanians:

• Valid passport

For Minors:

• Birth certificate
• Parent's/legal guardian's national identification card
• Family book

* Capital Bank reserves the right to request additional documents.

* Terms and conditions apply.

Accounts

Capital Return Account

The Capital Return account lets you take advantage of any interest accrued on your deposits, in return for locking in a certain amount for no less than one year. Interest may be transferred directly into your bank account or reinvesting into the original amount.

Benefits of the Capital Return Account

• The interest is paid monthly at a rate that remains constant.
• Capital Return is linked to your current account
• There are no account management fees

• Two years paid Quartly:

• Two years paid weekly, monthly:

• One year 

Accounts

Account Opening Terms and Conditions

For Account Opening Terms and Conditions, click here.